Introduction
Everyone wants to know what the chart says about money. The texts answer with "dhana yogas": combinations that tradition links with earning, saving and a sense for resources.
BPHS scatters its wealth rules across chapters, such as the chapter on the 2nd house (13) and the chapter on combinations for wealth (41). ePandit picks a few clear rules from these, shows them in a simple form, and says plainly that this grouping is our summary.
Which houses
- The 2nd house: accumulated wealth, family, speech.
- The 11th house: gains, income, fulfilment of wishes.
- The 5th and 9th houses: BPHS calls them "Lakshmi sthanas". According to BPHS (41.16), the lords of the 5th and 9th are capable of bestowing wealth, and so are planets that join them.
ePandit's rule
ePandit checks two things:
1. A 2nd/11th lord linked with a 5th/9th lord. The lord of the 2nd or 11th connects with the lord of the 5th or 9th: in the same sign, in each other's signs (exchange), or by mutual full aspect. This grouping rests on BPHS 41.16 (the 5th and 9th lords as givers of wealth, and planets joining them). Raman also writes that great wealth is spoken of when the 2nd lord joins the 9th lord in the 9th.
2. A link between the 2nd and 11th lords. BPHS (13.4): the 2nd lord in the 11th and the 11th lord in the 2nd, or the two together in a kendra or trikona.
If one planet rules both kinds of house (for some lagnas the same planet rules the 2nd and the 9th), this is noted separately.
Lakshmi yoga
According to BPHS (36.27-28), when the lord of the 9th is in a kendra in its moolatrikona, own or exaltation sign, and the lagna lord is well placed, Lakshmi yoga forms. Phaladeepika (6.21) gives another form: the 9th lord and Venus in own or exaltation signs in a kendra or trikona.
ePandit reads "the lagna lord well placed" as: the lagna lord is not debilitated and not in the 6th, 8th or 12th. This is our reading, and the yoga says so.
How to read it
BPHS (41.17) itself says these yogas should be read only after weighing the favourable or unfavourable condition and strength of the planets. So:
- A dhana yoga is one factor among many in the whole chart.
- Tradition holds that it shows more in the dasha of the planets involved.
- Effort, good sense and sound decisions always go along with it.
- No yoga promises a sum of money, a lottery or riches.
An example
Take a Mesha lagna. The 2nd house (Vrishabha) is ruled by Venus, the 11th (Kumbha) by Saturn, the 5th (Simha) by the Sun and the 9th (Dhanu) by Jupiter.
If Venus and Jupiter sit in the same sign, the 2nd and 9th lords are linked, and ePandit shows it as a dhana yoga: "lord of the 2nd (Venus) and lord of the 9th (Jupiter) in the same sign". It also notes that Venus rules the 7th and Jupiter the 12th as well, because the full picture depends on that.